Listen to the recording and fill the gaps in the summary below.
http://ielts-simon.com/files/spending-advice-1.mp3
How to save money and stop spending
It's impossible to stop spending completely, but you can stop ______ spending, or ______ it. You really need to set up a ______; just take a look at how much money you bring home in your ______, and write down everything you spend on a piece of paper. The aim is to get a ______ on how much money you are bringing in and where it is going. Whether you use plastic or ______, record what you bought, where you bought it, and how much you ______. At the end of the month it's a real ______. You'll see a whole lot of ______ you can do.
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